If you are caring for a person with a disability or other special need, you should consider our SpecialCare program.

Developed exclusively by Massachusetts Life Insurance Company (Empact Strategic Partners), this innovative outreach initiative will provide access to information, specialists, and financial products and services.

Not only will this help improve the quality of life for people with disabilities/special needs, it will also help family members and caregivers.

1 The Special Care Planner receives advanced training and information in estate and tax planning concepts, special needs trusts, government programs, and the emotional dynamics of working with people with disabilities and other special needs and their families. The certificate program is offered by The American College in Bryn Mawr, PA, exclusively for MassMutual Financial Services Representatives.
2 Chartered Special Needs Consultant (ChSNC®) — a professional designation awarded to those individuals who’ve completed 120 hours of academic classes in addition to holding either Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC) or Certified Financial Planner (CFP) designations and previously completing the Special Care Planner certification program. The ChSNC designation was developed by The American College in Bryn Mawr, Pennsylvania. The
certification program and the professional designation evolved from MassMutual’s SpecialCareSM Program.

What is included with a Life Care Plan?
Financial Services Representatives

Specializes in working with special needs and their family members or caregiver,
and their personal representatives to help you:

• Understand the social, medical, and legal needs of the person with the disability or special need
• Review your financial picture
• Learn about options that make sense for your situation
• Ensure benefits (Medicaid or Supplemental Security Income) won’t inadvertently be jeopardized
• Maximize finances, and help maintain the lifestyle of the individual with special needs.